The Credit People Reviews
(Rated by 12 users)
Are you looking for ways to save money when shopping at The Credit People. Our The Credit People coupon codes can help you do just that! Over 12 customers have already used our coupons to save an average of $67 with The Credit People discount codes. There are currently 6 coupons available, so now is the perfect time to join in on the savings.
Are you looking for ways to save money when shopping at The Credit People. Our The Credit People coupon codes can help you do just that! Over 12 customers have already used our coupons to save an average of $67 with The Credit People discount codes. There are currently 6 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Credit/Debit Cards
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.5
Base on 12 Reviews
Ratings by Feature
Ratings by Feature
- Shipping & Delivery4.2
- Customer Service4.4
- Good Value4.4
- Price & Quality4.3
- Return Policy4.3
Recent Customer Reviews (12)
Villette Plourde
View replies
Jessica Gantt
View replies
Ulrike Feierabend
View replies
Isabella Dale
View replies
Leila Martins
View replies
Bodor Lang
View replies
Jude Ellis
View replies
Fusberta Caisse
View replies
Eric Kim
View replies
Abu Karataev
View replies
The Credit People Pricing
Initial Fee
$19
Monthly Plans
$79 - $119
Flat Rate Plans
$419 - $599
Payment Methods
Accepted Payment Options:
Prices for items on Thecreditpeople.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
Payment Process
- Payments can be made online during the checkout process.
- For The Credit People credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
The Credit People Pros & Cons
Pros
1
Low Initial Fee: The Credit People charges a $19 initial work fee, making it accessible for those on a budget.
2
Unlimited Disputes: Clients can file unlimited disputes with their plans, which is beneficial for addressing multiple credit report inaccuracies.
3
Flexible Cancellation: Customers can cancel their service at any time without penalty, ensuring no long-term commitment.
4
Transparent Pricing Structure: The pricing is clear, with monthly plans starting at $79 and a flat-rate option available for $599 for six months.
5
24/7 Online Account Access: Users can monitor their credit reports and scores online at any time, providing transparency in the credit repair process.
CONS
1
Mixed Customer Reviews: The company has received poor ratings on platforms like Trustpilot and BBB, indicating dissatisfaction among some clients regarding effectiveness.
2
No Credit Monitoring Services: Unlike some competitors, The Credit People does not offer ongoing credit monitoring, which is essential for tracking credit health.
3
Limited Customer Support Options: Support is available only via phone or email, lacking more convenient channels like live chat.
4
Higher Monthly Fees Compared to Some Competitors: While the initial fee is low, the monthly costs may be higher than other services that offer additional features.
5
No Money-Back Guarantee: There is no money-back guarantee if results are not achieved, which may deter some potential customers.
The Credit People Features and Benefits
Features
Low Initial Fee
$19 initial work fee, making it accessible for those on a budget.
Unlimited Disputes
Allows filing unlimited disputes, beneficial for addressing multiple credit report inaccuracies.
Flexible Cancellation
Cancel service at any time without penalty, ensuring no long-term commitment.
Transparent Pricing Structure
Clear pricing with monthly plans starting at $79 and flat-rate option at $599 for six months.
24/7 Online Account Access
Monitor credit reports and scores online at any time, providing transparency in the credit repair process.
Credit Reports & Scores Included
Credit reports and scores obtained at start; customers can visibly see improvements during service.
Score-Driven Results®
Focuses on raising credit score through every avenue, beyond traditional disputes.
24hr Account Access
View progress of credit, updates made, and connect with support to ask questions.
Unbeatable Satisfaction Guarantee®
Cancel anytime without charge for that month and get refund for last month's payment.
Unlimited Disputes, Creditor Interventions, Debt & Inquiry Validations
All included in the service.
Toll-Free Support
Access toll-free customer service.
Customized Credit Priorities
Service tailored to customer's specific needs.
Certified FCRA
Complies with the Fair Credit Reporting Act.
Escalated Disputes
Available for more complex credit issues.
Additional Financial Help
Provides help beyond credit information.
Standard Plan
$99 per month, includes disputes with all three agencies, creditor interventions, and monthly refreshes of reports and scores.
Premium Plan
$119 per month, includes Standard features plus escalated disputes and validations.
Premium Flat Rate
$599 for 6 months, ideal for those avoiding monthly fees with extensive work needed.
Monthly Membership
Starts at $19, then $79 a month, pay as you go.
Flat Rate Membership
$419 for six months, same service, saves $74.